Adam has a 20 plus year background in lending, with the most recent 5 years as the Branch Manager and VP of Citizens Bank.  Over his career, Adam has personally been a part of over 2500 loan transactions, giving him experience with both a broad spectrum of clients and scenarios, as well as a deep understanding of the intricate purchase loan process.  His number one goal with new clients is education, sharing the multiple decades of gained knowledge of the home lending process, and giving his clients the tools and information necessary to make an informed decision.  Through the bank, Adam has access to a wide array of loan products and programs to assist not only first time home buyers, but those looking to make a move for a growing family, or looking to downsize as potential retirement approaches.